Wintrust Financial Corporation - Conference Presentation Calls

Wintrust Financial Corporation announced unaudited consolidated earnings results for the third quarter and nine months ended September 30, 2009. For the quarter, the company reported total interest income of $141,577,000 against $126,569,000 a year ago. Net interest income was $87,663,000 against $60,680,000 a year ago. The higher level of net interest income recorded in the third quarter of 2009 compared to the second quarter of 2009 was attributable to the impact of the life insurance premium finance loan purchase and the ability to raise and retain interest-bearing deposits at lower rates. Income before taxes was $54,587,000 against loss before taxes of $4,518,000 a year ago. Net income applicable to common shares was $27,327,000 or $1.07 per diluted share against net loss applicable to common shares of $2,992,000 or $0.13 per diluted share a year ago. Return on average assets was 1.08% against negative return on average assets of 0.10% a year ago. Return on average equity was 13.79% against negative return on average equity of 1.59% a year ago. For the nine months, the company reported total interest income of $390,785,000 against $388,905,000 a year ago. Net interest income was $224,942,000 against $181,822,000 a year ago. Income before taxes was $74,402,000 against $27,914,000 a year ago. Net income applicable to common shares was $30,234,000 or $1.25 per diluted share against $17,989,000 or $0.75 per diluted share a year ago. Book value per common share as on September 30, 2009 was $34.10. Return on average assets was 0.54% against 0.26% a year ago. Return on average equity was 5.16% against 3.20% a year ago.

Wintrust Financial Corporation provided revenue guidance for the fourth quarter of 2009. For the quarter, the company anticipates that the revenue would be higher than what the company had in the third quarter.