Wainwright Bank & Trust Co. reported unaudited consolidated earnings results for the third quarter and nine months ended September 30, 2009. The company reported consolidated net income and net income attributable to Wainwright Bank & Trust of $1,585,000 for the quarter ended September 30, 2009 with basic earnings per share of $0.16 per diluted share. This compares to a consolidated net loss of $220,000 with diluted earnings per share of $0.04 for the quarter ended September 30, 2008. Net interest income was $8,167,000, compared to $7,382,000 for the same period last year. Income before taxes was $1,776,000, compared to loss before taxes of $504,000 for the same period last year. Net income available to common shareholders was $1,229,000, compared to net loss available to common shareholders of $295,000 for the same period last year. Return on average shareholders' equity was 6.74% compared to negative return on average shareholders' equity of 1.30% for the same period last year. Return on average assets was 0.62% compared to negative return on average assets of 0.09% for the same period last year. Consolidated net income attributable to Wainwright Bank & Trust for the nine months ended September 30, 2009 is $4,540,000, which represents an increase of $2,422,000 from $2,118,000 for the same nine-month period in 2008. Diluted earnings per share were $0.45 for the nine months ended September 30, 2009 compared to $0.25 for the nine months ended September 30, 2008. The primary reasons for the increase in net income for the nine months ending September 30, 2009 are an increase of $1,416,000 in net security gains, a decline of $1,510,000 in other-than-temporary impairment losses, and the receipt of a Bank Enterprise award in the amount of $477,000. Net interest income was $23,495,000, compared to $21,306,000 for the same period last year. Income before taxes was $5,337,000, compared to $2,285,000 for the same period last year. Net income was $4,717,000, compared to $2,116,000 for the same period last year. Net income available to common shareholders was $3,471,000, compared to $1,893,000 for the same period last year. Return on average shareholders' equity was 6.71% compared to 4.07% for the same period last year. Return on average assets was 0.59% compared to 0.29% for the same period last year. Due to increased earnings and the value of the securities portfolio the Bank's book value per common share increased to $8.77 at September 30, 2009, up from $7.84 at September 30, 2008.

Wainwright Bank & Trust Co. reported unaudited earnings results for the second quarter and six months ended June 30, 2009. The company reported consolidated net income attributable to Wainwright Bank & Trust of $1,395,000 for the three months ended June 30, 2009 with basic and diluted earnings per share of $0.14. This compares to a consolidated net income of $1,154,000 and basic earnings per share of $0.15 and $0.14 per diluted share for the quarter ended June 30, 2008. Income before taxes was $1,683,000 and net interest income was $7,604,000 against income before taxes of $1,394,000 and net interest income of $7,171,000 for the same period in the last year. Return on average assets was 0.54% against 0.48% in the last year for the same period. Return on average shareholders' equity was 6.22% against 6.69% in the last year for the same period. Book value per common share as at June 30, 2009 was $8.41 against $8.20 for the same period in the last year. Consolidated net income attributable to Wainwright Bank & Trust for the six months ended June 30, 2009 was $2,955,000 which represents an increase of $617,000 from $2,338,000 for the same six-month period in 2008. Basic earnings per share were $0.31 and $0.29 per diluted share for the six months ended June 30, 2009 compared to basic earnings per share of $0.30 and $0.28 per diluted share for the six months ended June 30, 2008. Net interest income was $15.3 million for the six months ended June 30, 2009 compared to $13.9 million for the same period of 2008, an increase of $1.4 million, or 10%. Income before taxes was $3,561,000 against $2,788,000 in the last year. Return on average assets was 0.57% against 0.50% in the last year for the same period. Return on average shareholders' equity was 6.69% against 6.67% in the last year for the same period.

Wainwright Bank & Trust Co. reported unaudited consolidated earnings results for the first quarter ended March 31, 2009. For the quarter, the company reported net income of $1,558,000 and net income available to common shareholders of $1,202,000 or $0.16 diluted earnings per share compared to net income of $1,184,000 and net income available to common shareholders of $1,109,000 or $0.14 diluted earnings per share for the quarter ended March 31, 2008. Net interest income was $7,724,000 compared to $6,752,000 in the same period of 2008, an increase of $972,000 or 14%. Income before taxes was $1,878,000 compared to $1,394,000 reported a year ago. Despite a record increase of $118 million in interest-earning assets the Bank had a decline in interest and dividend income of $275,000 or 2% for the three months ended March 31, 2009 compared to 2008. Return on average shareholders' equity was 7.17% compared to 6.66% reported a year ago. Return on average assets was 0.60% compared to 0.51% reported a year ago. Book value per common share at March 31, 2009 was $8.01 compared to $8.34 at March 31, 2008.