Vineyard National Bancorp (VNBC) Wrap Up:

Vineyard National Bancorp (referred to herein on an unconsolidated basis as “VNB” and on a consolidated basis as “we”, “our”, “us”, or the “Company”) is a financial holding company incorporated in California in 1988 and registered under the Bank Holding Company Act of 1956, as amended (“BHCA”). VNB, which elected financial holding company status in 2006, provides a variety of lending and depository services to businesses and individuals through its wholly-owned subsidiary, Vineyard Bank, National Association (the “Bank”), a national banking association that conducts banking operations through sixteen full service banking centers and three regional financial centers (“RFCs”) located throughout California. RFCs are offices that operate principally with loan and/or deposit gathering functions. The Bank is our principal asset. In addition to the Bank, VNB has two consolidated operating subsidiaries, 1031 Exchange Advantage, Inc. and 1031 Funding & Reverse Corp.  ... More..."http://secfilings.nasdaq.com/edgar_conv_html%2f2008%2f05%2f19%2f0000840256-08-000067.html#FIS_BUSINESS"