NBTF NB&T FINANCIAL GROUP INC featured news, full reports, and detailed charts
NB&T FINANCIAL GROUP INC (NBTF) Wrap Up:
NB&T Financial Group, Inc. (“NB&T Financial” or the “Company”), an Ohio corporation, is a financial holding company which owns all of the issued and outstanding common shares of The National Bank and Trust Company, chartered under the laws of the United States (the “Bank”). The Bank is engaged in the commercial banking business in southwestern Ohio, providing a variety of consumer and commercial financial services. The primary business of the Bank consists of accepting deposits, through various consumer and commercial deposit products, and using such deposits to fund loans secured by residential and non-residential real estate, commercial and agricultural loans and consumer loans, including automobile loans. . All of the foregoing deposit and lending services are available at each of the Bank’s full-service offices. The Bank also has a trust department with assets under management of approximately $203.3 million. As of December 31, 2007, the Bank had 219 employees. ... More..."http://secfilings.nasdaq.com/edgar_conv_html%2f2008%2f03%2f18%2f0001193125-08-059690.html#FIS_BUSINESS"NB&T Financial Group Inc. (NBTF:NASDAQ)
Snapshot of NB&T Financial Group Inc. (NBTF)
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OPEN
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PREVIOUS CLOSE
$16.24
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DAY HIGH
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DAY LOW
--
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52 WEEK HIGH
01/9/09 - $17.50
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52 WEEK LOW
02/6/09 - $11.74
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MARKET CAP
51.5M
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AVERAGE VOLUME 3 mo
135.0
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DILUTED EPS TTM
$1.08
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SHARES OUTSTANDING
3.2M
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EX-DATE
09/28/09
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P/E TTM
15.1x
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DIVIDEND
$1.16
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DIVIDEND YIELD
7.14%
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| K = Thousands M = Millions B = Billions | ||
NBTF Top Compensated Officers
Executives, Board Directors
Key developments for NB&T Financial Group Inc. (NBTF)
NB&T Financial Group Inc. reported earnings results for the third quarter and nine months ended September 30, 2009. For the quarter, the company reported net income of $992,000, or $0.32 per diluted share, compared to net income of $1.0 million, or $0.33 per diluted share, for the same quarter last year. Net interest income was $4.8 million compared to $4.7 million earned in the third quarter of 2008. Interest income declined to $6.6 million for the third quarter of 2009 from $7.1 million for the same quarter last year. For the nine months, the company reported net income of $2.5 million, or $0.79 per diluted share, compared to $2.9 million, or $0.93 per diluted share, for the first nine months of 2008. The decrease in earnings from the first nine months of last year is primarily due to an additional Federal Deposit Insurance Corporation assessment for insurance of deposits, an increase in the provision for loan losses and lower non-interest income. For the first nine months of 2009, net interest income was $13.8 million compared to $13.7 million for the same period last year. On September 15, 2009, the Board of Directors declared a dividend of $0.29 per share, payable October 26, 2009 to shareholders of record on September 30, 2009. This dividend is unchanged from the dividend declared for the third quarter of 2008.
NB&T Financial Group Inc. has declared a dividend of $0.29 per share payable on October 26, 2009 to shareholders of record September 30, 2009. This dividend is the same as the previous quarter and the same as declared in September 2008.
NB&T Financial Group Inc. reported earnings results for the second quarter and six months ended June 30, 2009. For the quarter, the company reported net income of $809,000, or $0.26 per diluted share, compared to net income of $864,000, or $0.28 per diluted share, for the same quarter last year. Net interest income was $4.6 million, which is comparable to the net interest income earned in the second quarter of 2008. Interest income declined to $6.5 million for the second quarter of 2009 from $7.2 million for the same quarter last year. For the six months, net income of 2009 was $1.5 million, or $0.47 per diluted share, compared to $1.9 million, or $0.60 per diluted share, for the first six months of 2008. The decrease in earnings from last year is primarily due to an additional Federal Deposit Insurance Corporation assessment for insurance of deposits, an increase in the provision for loan losses and lower non-interest income for the six-month period. Net interest income was $9.1 million compared to $9.0 million for the same period last year. On June 16, 2009 the board of directors declared a dividend of $0.29 per share, payable on July 20, 2009 to shareholders of record on June 30, 2009. This dividend is unchanged from the dividend declared for the second quarter of 2008.
NBTF Competitors
| Company | Last | Change |
| BancTrust Fianancial Group Inc | $2.76 USD | -0.30 |
| Fauquier Bankshares Inc | $13.97 USD | 0.00 |
| Four Oaks Fincorp Inc | $6.00 USD | 0.00 |
| Monroe Bancorp | $7.05 USD | 0.00 |
| Premier Financial Bancorp Inc | $6.02 USD | -0.18 |
| Market data is delayed at least 20 minutes. | ||
Industry Analysis
| Valuation | NBTF | Industry Range |
| Price/Earnings | 15.1x |
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| Price/Sales | 2.0x |
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| Price/Book | 0.9x |
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| Price/Cash Flow | 15.2x |
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| TEV/Sales | -- | Not Meaningful |
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NBTF |
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NBTF transactions
| Type Date |
Target |
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Merger/Acquisition
June 30, 2009 |
Community National Corp. |
More Recent News About NB&T FINANCIAL GROUP INC
More news for NBTF
NB&T FINANCIAL GROUP INC Files SEC form 10-Q, Quarterly Report
Item 2 - Management's Discussion and Analysis of Financial Condition and Results of Operations Results of Operations Net income for the second quarter of 2009 was $809,000, or $.26 per diluted share, compared to net income of $864,000, or $.28 per diluted share, for the same quarter last year. Net income for the first six months of 2009 was $1.5 million, or $.47 per diluted share, compared to $1.9 million, or $.60 per diluted share, for the first six months of 2008. The decrease in earnings from last year is primarily due to an additional Federal Deposit Insurance Corporation ("FDIC") assessment for insurance of deposits, an increase in the provision for loan losses and lower non-interest income for the six-month period. Net Interest Income Net interest income was $4.6 million for the second quarter of 2009, which is comparable to the net interest income earned in the second quarter of 2008. Net interest margin increased to 3.81% for the second quarter of 2009, compared to 3.78% for the second quarter of 2008. Interest income declined to $6.5 million for the second quarter of 2009 from $7.2 million for the same quarter last year. Average interest-earning assets increased less than 1% to $488.3 million; however, the average yield decreased from 5.98% for the second quarter of 2008 to 5.34% for the second quarter of 2009 due to declining rates, slower loan volume, and reinvestment of funds into lower-yielding short-term investments. Total interest expense decreased a similar amount to $1.9 million during the second quarter of 2009 from $2.7 million for the same quarter last year. Average interest-bearing liabilities decreased less than 1% from last year to $407.1 million, and their cost decreased to 1.84% during the second quarter of 2009 from 2.61% for the same quarter last year. For the first six months of 2009, net interest income was $9.1 million compared to $9.0 million for the same period last year. Provision for Loan Losses ...Click here to read the whole Article (external link)
NB&T FINANCIAL GROUP INC Files SEC form 8-K, Results of Operations and Financial Condition, Regulation FD Disclosure,
Show all filings for NB&T FINANCIAL GROUP INC | Request a Trial to NEW EDGAR Online Pro Form 8-K for NB&T FINANCIAL GROUP INC 21-Jul-2009Results of Operations and Financial Condition, Regulation FD Disclosure, Copyright © 2009 Yahoo! Inc. All rights reserved. Privacy Policy - Terms of Service - Copyright/IP Policy - Send Feedback SEC Filing data and information provided by EDGAR Online, Inc. (1-800-416-6651). All inform...Click here to read the whole Article (external link)
NB&T Financial Group Announces Third Quarter Dividend
Copyright © 2009 Yahoo! All rights reserved. Privacy Policy - Terms of Service - Copyright Policy - Report Problems Quotes and other information supplied by independent providers identified on the Yahoo! Finance partner page. Quotes are updated automatically, but will be turned off after 25 minutes of inactivity. Quote data delayed 15 minutes for Nasdaq, NYSE and Amex. Real-Time continuous streaming quotes are available through our premium service. You may turn streaming quotes on or off. All information provided "as is" for informational purposes only, not intended for trading purposes or advice. Yahoo! is not an investment adviser and does not provide, endorse or review any information or data contained herein....Click here to read the whole Article (external link)
NB&T FINANCIAL GROUP INC Files SEC form 8-K, Results of Operations and Financial Condition, Regulation FD Disclosure,
Show all filings for NB&T FINANCIAL GROUP INC | Request a Trial to NEW EDGAR Online Pro Form 8-K for NB&T FINANCIAL GROUP INC 20-Oct-2009Results of Operations and Financial Condition, Regulation FD Disclosure, Copyright © 2009 Yahoo! Inc. All rights reserved. Privacy Policy - Terms of Service - Copyright/IP Policy - Send Feedback SEC Filing data and information provided by EDGAR Online, Inc. (1-800-416-6651). All inform...Click here to read the whole Article (external link)
NB&T FINANCIAL GROUP INC Files SEC form 8-K, Other Events
Show all filings for NB&T FINANCIAL GROUP INC | Request a Trial to NEW EDGAR Online Pro Form 8-K for NB&T FINANCIAL GROUP INC 15-Sep-2009Other Events Copyright © 2009 Yahoo! Inc. All rights reserved. Privacy Policy - Terms of Service - Copyright/IP Policy - Send Feedback SEC Filing data and information provided by EDGAR Online, Inc. (1-800-416-6651). All information provided "as is" for informational purposes only, not intended fo...Click here to read the whole Article (external link)
NB&T Financial earnings inch down
ONLINE: home | business news | small business | sales & marketing | real estate | events | community | careers | city guide | advertise | about us | rss PRINT: subscribe | renew | advertise | book of lists | business intelligence | classifieds | ...Click here to read the whole Article (external link)
NB&T FINANCIAL GROUP INC Financials
PERIOD ENDING30-Sep-0930-Jun-0931-Mar-0931-Dec-08Total Revenue8,822 8,623 8,324 8,875 Cost of Revenue1,331 1,353 1,440 1,728 Gross Profit - 7,270 6,884 7,147 Operating ExpensesResearch Development - - - - Selling General and Administrative5,494 5,513 5,345 5,350 Non Recurring - - - - Others216 267 293 161 Total Operating Expenses - - - - Operating Income or Loss - 1,490 1,246 1,636 Income from Continuing OperationsTotal Other Income/Expenses Net - - - - Earnings Before Interest And Taxes1,781 1,490 1,246 1,636 Interest Expense520 517 513 519 Income Before Tax1,261 973 733 1,117 Income Tax Expense269 164 74 189 Minority Interest - - - - Net Income From Continuing Ops992 809 659 928 Non-recurring EventsDiscontinued Operations - - - - Extraordinary Items - - - - ...Click here to read the whole Article (external link)
NB&T FINANCIAL GROUP INC Files SEC form 10-Q, Quarterly Report
Item 2 - Management's Discussion and Analysis of Financial Condition and Results of Operations Results of Operations Net income for the third quarter of 2009 was $992,000, or $.32 per diluted share, compared to net income of $1.0 million, or $.33 per diluted share, for the same quarter last year. Net income for the first nine months of 2009 was $2.5 million, or $.79 per diluted share, compared to $2.9 million, or $.93 per diluted share, for the first nine months of 2008. The decrease in earnings from the first nine months of last year is primarily due to an additional Federal Deposit Insurance Corporation ("FDIC") assessment for insurance of deposits, an increase in the provision for loan losses and lower non-interest income. Net Interest Income Net interest income was $4.8 million for the third quarter of 2009, compared to $4.7 million earned in the third quarter of 2008. Net interest margin decreased to 3.72% for the third quarter of 2009, compared to 3.91% for the third quarter of 2008. Interest income declined to $6.6 million for the third quarter of 2009 from $7.1 million for the same quarter last year. Average interest-earning assets increased approximately 8% to $506.8 million; however, the average yield decreased from 6.02% for the third quarter of 2008 to 5.17% for the third quarter of 2009 due to declining rates, slower loan volume, and reinvestment of funds into lower-yielding short-term investments as overall market rates remained at historical lows for the quarter. Total interest expense decreased a similar amount to $1.9 million during the third quarter of 2009 from $2.4 million for the same quarter last year. Average interest-bearing liabilities increased approximately 5% from last year to $424.9 million, and their cost decreased to 1.73% during the third quarter of 2009 from 2.37% for the same quarter last year. For the first nine months of 2009, net interest income was $13.8 million compared to $13.7 million for the same peri...Click here to read the whole Article (external link)