Mission Bancorp (MSBC/MSBC.OB) Wrap Up:

Mission Bancorp operates as the holding company of Mission Bank. The company's principal business is to provide, through its banking subsidiary, financial services in its primary market area in California. It serves Kern County and its surrounding area through the Bank. As an independent commercial bank, the Bank offers a full range of commercial banking services primarily to the business and professional community and individuals in Kern County. It offers a range of deposit instruments, including personal and business checking accounts and savings accounts, interest-bearing negotiable order of withdrawal accounts, money market accounts, and time certificates of deposit. The Bank also engages in a full complement of lending activities, including real estate mortgage, commercial and industrial, real estate construction, as well as agricultural and consumer loans, with particular emphasis on short and medium-term obligations. Its specialized services include cashier's checks, traveler's checks, money orders, and foreign drafts.