MUTUAL FEDERAL BANCORP, INC. Files SEC form 10-Q, Quarterly Report

Item 2. Management's Discussion and Analysis of Financial Condition and Results of Operations. General This discussion and analysis reflects our consolidated financial statements and other relevant statistical data and is intended to enhance your understanding of our financial condition and results of operations. You should read the information in this section in conjunction with our audited consolidated financial statements for the years ended December 31, 2008 and 2007, which are included in our Annual Report on Form 10-K filed with the Securities and Exchange Commission on March 27, 2009. As previously disclosed in our Form 8-K filing dated February 23, 2009, the "Company previously entered into a non-binding term sheet agreement that sets forth the material terms of a proposed investment by the Company in Great American Bank, a de novo Illinois state commercial bank in organization (the "de novo"). During the third quarter of 2009, the Company placed $2.0 million in escrow for this investment. The de novo has yet to receive regulatory approval for a bank charter and FDIC insurance and a timeline for approval is not currently known. The amount the Company invests may, at its discretion, be adjusted to ensure that the Company owns 20% of the outstanding stock of the de novo at the closing of the de novo's offering. In connection with its proposed investment, the Company would receive the right to nominate annually one member to the de novo's board of directors for so long as it holds at least 10% of the de novo's outstanding common stock. The Company also would be granted certain preemptive purchase and sale rights in order to maintain its ownership percentage in the de novo. If the de novo does not receive the necessary regulatory approval, the Company's funds, currently held in escrow, will be returned to the Company. Forward-Looking Information This report contains forward-looking statements, which can be identified by the us...
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MUTUAL FEDERAL BANCORP, INC. Financials

Copyright © 2009 Yahoo! Inc. All rights reserved. Privacy Policy - Terms of Service - Copyright/IP Policy - Send Feedback Quotes delayed, except where indicated otherwise.Delay times are 15 mins for NASDAQ, 20 mins for NYSE and Amex. See also delay times for other exchanges.Fundamental company data provided by Capital IQ. Quotes and other information supplied by independent providers identified on the Yahoo! Finance partner page. Quotes are updated automatically, but will be turned off after 25 minutes of inactivity. Quotes are delayed at least 15 minutes. Real-...
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MUTUAL FEDERAL BANCORP, INC. Files SEC form 10-Q, Quarterly Report

Item 2. Management's Discussion and Analysis of Financial Condition and Results of Operations. General This discussion and analysis reflects our consolidated financial statements and other relevant statistical data and is intended to enhance your understanding of our financial condition and results of operations. You should read the information in this section in conjunction with our audited consolidated financial statements for the years ended December 31, 2008 and 2007, which are included in our Annual Report on Form 10-K filed with the Securities and Exchange Commission on March 27, 2009. Forward-Looking Information This report contains forward-looking statements, which can be identified by the use of such words as estimate, project, believe, intend, anticipate, plan, seek, expect and similar expressions. These forward-looking statements include statements of our goals, intentions and expectations; statements regarding our business plans and prospects and growth and operating strategies; statements regarding the asset quality of our loan and investment portfolios; and estimates of our risks and future costs and benefits. These forward-looking statements are subject to significant risks, assumptions and uncertainties, including, among other things, the following important factors that could affect the actual outcome of future events: · general economic conditions, either nationally or in our market area, continue to deteriorate or become worse than expected; · adverse changes or continued volatility and disruption in the securities and credit markets; · deterioration in asset quality due to adverse changes in the residential real estate market; · inflation and changes in the interest rate environment that reduce our margins or reduce the fair value of financial instruments, which can decrease our earnings; · any need to increase our allowance for loan losses; · charges related to asset ...
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MUTUAL FEDERAL BANCORP, INC. Files SEC form 8-K, Regulation FD Disclosure

Show all filings for MUTUAL FEDERAL BANCORP, INC. | Request a Trial to NEW EDGAR Online Pro Form 8-K for MUTUAL FEDERAL BANCORP, INC. 29-Jul-2009Regulation FD Disclosure Copyright © 2009 Yahoo! Inc. All rights reserved. Privacy Policy - Terms of Service - Copyright/IP Policy - Send Feedback SEC Filing data and information provided by EDGAR Online, Inc. (1-800-416-6651). All information provided "as is" for informational purposes o...
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MUTUAL FEDERAL BANCORP, INC. Files SEC form 10-Q, Quarterly Report

Item 2. Management's Discussion and Analysis of Financial Condition and Results of Operations. General This discussion and analysis reflects our consolidated financial statements and other relevant statistical data and is intended to enhance your understanding of our financial condition and results of operations. You should read the information in this section in conjunction with our audited consolidated financial statements for the years ended December 31, 2008 and 2007, which are included in Form 10-K filed with the Securities and Exchange Commission on March 27, 2009. Forward-Looking Information This report contains forward-looking statements, which can be identified by the use of such words as estimate, project, believe, intend, anticipate, plan, seek, expect and similar expressions. These forward-looking statements include statements of our goals, intentions and expectations; statements regarding our business plans and prospects and growth and operating strategies; statements regarding the asset quality of our loan and investment portfolios; and estimates of our risks and future costs and benefits. These forward-looking statements are subject to significant risks, assumptions and uncertainties, including, among other things, the following important factors that could affect the actual outcome of future events: · general economic conditions, either nationally or in our market area, continue to deteriorate or become worse than expected; · adverse changes or continued volatility and disruption in the securities and credit markets; · deterioration in asset quality due to adverse changes in the residential real estate market; · inflation and changes in the interest rate environment that reduce our margins or reduce the fair value of financial instruments, which can decrease our earnings; · any need to increase our allowance for loan losses; · charges related to asset impairments; · adverse developments in our l...
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MUTUAL FEDERAL BANCORP, INC. Files SEC form 8-K/A, Other Events

Show all filings for MUTUAL FEDERAL BANCORP, INC. | Request a Trial to NEW EDGAR Online Pro Form 8-K/A for MUTUAL FEDERAL BANCORP, INC. 4-May-2009Other Events Copyright © 2009 Yahoo! Inc. All rights reserved. Privacy Policy - Terms of Service - Copyright/IP Policy - Send Feedback SEC Filing data and information provided by EDGAR Online, Inc. (1-800-416-6651). All information provided "as is" for informational purposes only, not i...
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MUTUAL FEDERAL BANCORP, INC. Files SEC form 8-K, Regulation FD Disclosure

Show all filings for MUTUAL FEDERAL BANCORP, INC. | Request a Trial to NEW EDGAR Online Pro Form 8-K for MUTUAL FEDERAL BANCORP, INC. 23-Apr-2009Regulation FD Disclosure Copyright © 2009 Yahoo! Inc. All rights reserved. Privacy Policy - Terms of Service - Copyright/IP Policy - Send Feedback SEC Filing data and information provided by EDGAR Online, Inc. (1-800-416-6651). All information provided "as is" for informational purposes...
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MUTUAL FEDERAL BANCORP, INC. Files SEC form 10-K, Annual Report

ITEM 7. MANAGEMENT'S DISCUSSION AND ANALYSIS OF FINANCIAL CONDITION AND RESULTS OF OPERATIONS General This discussion and analysis reflects our consolidated financial statements and other relevant statistical data and is intended to enhance your understanding of our financial condition and results of operations. You should read the information in this section in conjunction with our audited consolidated financial statements, which begin on page F-1, and the other business and financial information provided in this annual report. Forward-Looking Statements This report contains forward-looking statements, which can be identified by the use of such words as estimate, project, believe, intend, anticipate, plan, seek, expect and similar expressions. These forward-looking statements include: · statements of our goals, intentions and expectations; · statements regarding our business plans and prospects and growth and operating strategies; · statements regarding the asset quality of our loan and investment portfolios; and · estimates of our risks and future costs and benefits. These forward-looking statements are subject to significant risks, assumptions and uncertainties, including, among other things, the following important factors that could affect the actual outcome of future events: · general economic conditions, either nationally or in our market area, continue to deteriorate or become worse than expected; · adverse changes or continued volatility or disruption in the securities and credit markets; · significantly increased competition among depository and other financial institutions; Table of Contents · inflation and changes in the interest rate environment that reduce our margins or reduce the fair value of financial instruments, which can decrease our earnings; · fluctuations in market rates of loan and deposit pricing in our market area...
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MUTUAL FEDERAL BANCORP, INC. Files SEC form 8-K, Other Events

Show all filings for MUTUAL FEDERAL BANCORP, INC. | Request a Trial to NEW EDGAR Online Pro Form 8-K for MUTUAL FEDERAL BANCORP, INC. 27-Feb-2009Other Events Copyright © 2009 Yahoo! Inc. All rights reserved. Privacy Policy - Terms of Service - Copyright/IP Policy - Send Feedback SEC Filing data and information provided by EDGAR Online, Inc. (1-800-416-6651). All information provided "as is" for informational purposes only, not int...
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MUTUAL FEDERAL BANCORP, INC. Files SEC form 8-K, Regulation FD Disclosure

Show all filings for MUTUAL FEDERAL BANCORP, INC. | Request a Trial to NEW EDGAR Online Pro Form 8-K for MUTUAL FEDERAL BANCORP, INC. 27-Jan-2009Regulation FD Disclosure Copyright © 2009 Yahoo! Inc. All rights reserved. Privacy Policy - Terms of Service - Copyright/IP Policy - Send Feedback SEC Filing data and information provided by EDGAR Online, Inc. (1-800-416-6651). All information provided "as is" for informational purposes...
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