K-FED BANCORP Files SEC form 8-K, Results of Operations and Financial Condition, Financial Statements and Exhibits

Show all filings for K-FED BANCORP | Request a Trial to NEW EDGAR Online Pro Form 8-K for K-FED BANCORP 2-Sep-2009Results of Operations and Financial Condition, Financial Statements and Exhibits Copyright © 2009 Yahoo! Inc. All rights reserved. Privacy Policy - Terms of Service - Copyright/IP Policy - Send Feedback SEC Filing data and information provided by EDGAR Online, Inc. (1-800-416-6651). All information provided "as i...
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K-FED BANCORP Files SEC form 8-K, Other Events, Financial Statements and Exhibits

Show all filings for K-FED BANCORP | Request a Trial to NEW EDGAR Online Pro Form 8-K for K-FED BANCORP 3-Sep-2009Other Events, Financial Statements and Exhibits Copyright © 2009 Yahoo! Inc. All rights reserved. Privacy Policy - Terms of Service - Copyright/IP Policy - Send Feedback SEC Filing data and information provided by EDGAR Online, Inc. (1-800-416-6651). All information provided "as is" for informational purposes only...
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K-Fed Bancorp Declares Quarterly Dividend

K-Fed Bancorp Declares Quarterly Dividend - Yahoo! Finance.gnwlistitemmarginbottom {margin-bottom: 10.0px} .gnwtablebottommargin {margin-bottom: 10.0px} .gnwcellpaddingleft0 {padding-left: 0.0px} .gnwverticalaligntop {vertical-align: top} .gnwtextaligncenter {text-align: center} .gnwcellparagraphmargin {margin-bottom: 0px; margin-top: 0px} .gnwverticalalignbottom {vertical-align: bottom} .gnwwhitespacenowrap {white-space: nowrap} .gnwtextalignright {text-align: right} .gnwcellpaddingright0 {padding-right: 0.0px} .gnwunderlinestyle {text-decoration: underline} .gnwtextalignleft {text-align: left} .gnw_heading {font: 16px Arial; text-align: center} .gnw_subhead {font: 12px Arial; text-align: center} .gnw_colhead {font: 12px Arial; text-align: center} .gnw_colhead_uline {font: 12px Arial; text-align: center; border-bottom: solid black 1.0pt;} .gnw_colhead_dline {font: 12px Arial; text-align: center; border-bottom: double black 2.5pt;} .gnw_label {font: 12px Arial; vertical-align: bottom; text-align: left } .gnw_label_uline {font: 12px Arial; vertical-align: bottom; text-align: left; border-bottom: solid black 1.0pt;} .gnw_label_uline_i10 {font: 12px Arial; vertical-align: bottom; text-align: right; border-bottom: solid black 1.0pt;} .gnw_label_uline_i15 {font: 12px Arial; vertical-align: bottom; text-align: right; border-bottom: solid black 1.0pt;} .gnw_label_uline_i20 {font: 12px Arial; vertical-align: bottom; text-align: right; border-bottom: solid black 1.0pt;} .gnw_label_uline_i25 {font: 12px Arial; vertical-align: bottom; text-align: right; border-bottom: solid black 1.0pt;} .gnw_label_uline_i30 {font: 12px Arial; vertical-align: bottom; text-align: right; border-bottom: solid black 1.0pt;} .gnw_label_dline {font: 12px Arial; vertical-align: bottom; text-align: left; border-bottom: double black 2.5pt;} .gnw_label_i10 {font: 12px Arial; vertical-align: bottom; text-align: left; padding-left: 10.0px;} .gnw_label_i15 {font: 12px Arial; vertical-align: bottom; text-align: left; padding-left: 15.0px;} .gnw_la...
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K-Fed Bancorp Declares Quarterly Dividend

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K-FED BANCORP Files SEC form 10-K, Annual Report

Item 7. Management's Discussion and Analysis of Financial Condition and Results of Operations. Forward Looking Statements This Annual Report on Form 10-K contains forward-looking statements and information relating to the Company and the Bank that are based on the beliefs of management as well as assumptions made by and information currently available to management. Forward-looking statements can be identified by the fact that they do not relate strictly to historical or current facts. They often include words like "believe," "expect," "intend," "anticipate," "estimate," "project," or future conditional verbs such as "will," "should," "could," or "may" and similar expressions or the negative thereof. Certain factors that could cause actual results to differ materially from expected results include, changes in the interest rate environment, changes in general economic conditions, legislative and regulatory changes that adversely affect the business of K-Fed Bancorp and Kaiser Federal Bank, and changes in the securities markets. Should one or more of these risks or uncertainties materialize or should underlying assumptions prove incorrect, actual results may vary materially from those described herein. We caution readers not to place undue reliance on forward-looking statements. The Company disclaims any obligation to revise or update any forward-looking statements contained in this Form 10-K to reflect future events or developments. Overview and Management Strategy Our results of operations depend primarily on our net interest income, which is the difference between interest income on interest-earning assets, which principally consist of loans and investment securities, and interest expense on interest-bearing liabilities, which principally consist of deposits and borrowings. Our results of operations also are affected by the level of our provisions for l...
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K-FED BANCORP Files SEC form 8-K, Results of Operations and Financial Condition, Financial Statements and Exhibits

Show all filings for K-FED BANCORP | Request a Trial to NEW EDGAR Online Pro Form 8-K for K-FED BANCORP 27-Oct-2009Results of Operations and Financial Condition, Financial Statements and Exhibits Copyright © 2009 Yahoo! Inc. All rights reserved. Privacy Policy - Terms of Service - Copyright/IP Policy - Send Feedback SEC Filing data and information provided by EDGAR Online, Inc. (1-800-416-6651). All information provided "as i...
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K-Fed Bancorp Announces 1st Quarter Earnings

COVINA, Calif., Oct. 27, 2009 (GLOBE NEWSWIRE) -- K-Fed Bancorp (Nasdaq:KFED - News) (the "Company"), the parent company of Kaiser Federal Bank (the "Bank"), reported net income of $1.4 million or $0.11 per diluted share for the quarter ended September 30, 2009 which was unchanged from the quarter ended September 30, 2008. While overall net income remained unchanged, the Company experienced an increase of $915,000 in net interest income for the quarter ended September 30, 2009 as compared to the same quarter last year. The increase in net interest income for the quarter ended September 30, 2009 was offset by increases in the provision for loan losses and noninterest expense of $502,000 and $338,000, respectively. Net interest margin increased to 2.87% for the quarter ended September 30, 2009 from 2.58% for the same quarter last year. The increasing margin reflected a significant reduction in our cost of funds as a result of the declining interest rate environment and repayment of $78.0 million in higher costing Federal Home Loan Bank ("FHLB") advances during the past twelve months. Total assets decreased to $868.2 million at September 30, 2009 from $895.1 million at June 30, 2009 while gross loans receivable increased to $764.7 million at September 30, 2009 from $751.5 million at June 30, 2009. The decrease in total assets was a result of the repayment of $60.0 million in FHLB advances that matured during the quarter, $50.0 million of which matured on the last day of the quarter. The repayment of FHLB advances...
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K-FED BANCORP Financials

PERIOD ENDING30-Sep-0930-Jun-0931-Mar-0931-Dec-08Total Revenue12,520  12,436  12,398  12,356  Cost of Revenue2,807  2,877  3,146  3,443  Gross Profit -  9,559  9,252  8,913  Operating ExpensesResearch Development -   -   -   -  Selling General and Administrative4,273  4,629  4,219  3,966  Non Recurring -   -   -   -  Others865  621  735  1,050  Total Operating Expenses -   -   -   -  Operating Income or Loss -  4,309  4,298  3,897  Income from Continuing OperationsTotal Other Income/Expenses Net -   -   -   -  Earnings Before Interest And Taxes4,575  4,309  4,298  3,897  Interest Expense2,323  2,352  2,333  2,502  Income Before Tax2,252  1,957  1,965  1,395  Income Tax Expense842  742  771  464  Minority Interest -   -   -   -  Net Income From Continuing Ops1,335  1,215  1,194  931  Non-recurring EventsDiscontinued Operations -   -   -   -  Extraordinary Items -   -   - ...
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K-FED BANCORP Files SEC form 10-Q, Quarterly Report

Item 2. Management's Discussion and Analysis of Financial Condition and Results of Operations Forward-Looking Statements This Quarterly Report on Form 10-Q contains certain forward-looking statements and information relating to the Company and the Bank that are based on the beliefs of management as well as assumptions made by and information currently available to management. Forward-looking statements can be identified by the fact that they do not relate strictly to historical or current facts. They often includes words like" "believe," "expect," "anticipate," "estimate," and "intend" or future or conditional verbs such as "will," "should," "could," or "may" and similar expressions or the negative thereof. Certain factors that could cause actual results to differ materially from expected results include, changes in the interest rate environment, changes in general economic conditions, legislative and regulatory changes that adversely affect the business of K-Fed Bancorp and Kaiser Federal Bank, and changes in the securities markets. Should one or more of these risks or uncertainties materialize or should underlying assumptions prove incorrect, actual results may vary materially from those described herein. We caution readers not to place undue reliance on forward-looking statements. The Company disclaims any obligation to revise or update any forward-looking statements contained in this Form 10-Q to reflect future events or developments. Recent Developments Legislative Proposal. The U.S. Treasury Department recently released a legislative proposal that would implement sweeping changes to the current bank regulatory structure. The proposal would create a new federal banking regulator, the National Bank Supervisor, and merge our current primary federal regulator, the Office of Thrift Supervision ("OTS"), as well as the Office of the Comptroller of th...
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