Guaranty Federal Bancshares Inc. reported earnings results for the fourth quarter and year ended December 31, 2009. For the quarter, the company reported total interest income of $8,512,000 compared to $8,939,000 for the same period a year ago. The company reported loss before income tax of $1,278,000, net loss available to common shareholders of $972,000 or $0.37 per diluted share compared to loss before income tax of $5,903,000, net loss available to common shareholders of $3,780,000 or $1.45 per diluted share for the same period a year ago. Annualized return on average assets was 0.37% compared to 2.24% for the same period a year ago. Annualized return on average equity was 5.15% compared to 36.11% for the same period a year ago. For the year ended December 31, 2009, the company reported total interest income of $33,873,000 compared to $36,363,000 for the same period a year ago. The company reported loss before income tax of $3,975,000, net loss available to common shareholders of $3,373,000 or $1.29 per diluted share compared to loss before income tax of $8,349,000, net loss available to common shareholders of $5,360,000 or $2.06 per diluted share for the same period a year ago. Annualized return on average assets was 0.32% compared to 0.83% for the same period a year ago. Annualized return on average equity was 4.48% compared to 13.02% for the same period a year ago. The company reported book value per share of $13.49 compared to the book value per share of $14.28 for the same period a year ago.

Guaranty Federal Bancshares Inc. announced earnings results for the third quarter and nine months ended September 30, 2009. For the quarter, the company reported income before income tax of $716,000, net income available to common shareholders was $293,000 or $0.11 per diluted share on total interest income of $8,534,000 compared to income before income tax of $527,000, net income available to common shareholders was $299,000 or $0.11 per diluted share on total interest income of $9,268,000 for the same period a year ago. The company reported annualized return on average assets of 0.31% and annualized return on average equity of 4.39% compared to annualized return on average assets of 0.18% and annualized return on average equity of 3.25% for the same period a year ago. For the nine months ended September 30, 2009, the company reported loss before income tax of $2,697,000, net loss available to common shareholders was $2,400,000 or $0.92 per diluted share on total interest income of $25,361,000 compared to loss before income tax of $2,446,000, net loss available to common shareholders was $1,580,000 or $0.61 per diluted share on total interest income of $27,424,000 for the same period a year ago. The company reported annualized negative return on average assets of 0.30% and annualized negative return on average equity of 4.22% compared to annualized negative return on average assets of 0.33% and annualized negative return on average equity of 5.08% for the same period a year ago.

Guaranty Federal Bancshares Inc. reported earnings results for the second quarter and six months ended June 30, 2009. For the quarter, the company reported net loss available to common shareholders was $1,913,000 or $0.73 loss per diluted share against $2,496,000 or $0.96 loss per diluted share for the same period last year. Net loss was $1,632,000 against $2,496,000 for the same period last year. Total interest income was $8,504,000 against $8,925,000 for the same period last year. Net interest expense after provision for loan losses was nil against $1,571,000 for the same period last year. Loss before income taxes was $2,513,000 against $3,963,000 for the same period last year. Annualized return on average assets was negative of 0.88% against negative of 1.51% for the same period last year. Annualized return on average equity was negative of 11.94% against negative of 23.35% for the same period last year. For the six months, the company reported net loss available to common shareholders was $2,693,000 or $1.03 loss per diluted share against $1,879,000 or $0.72 loss per diluted share for the same period last year. Net loss was $2,224,000 against $1,879,000 for the same period last year. Total interest income was $16,827,000 against $18,156,000 for the same period last year. Net interest income after provision for loan losses was $2,035 against $1,639,000 for the same period last year. Loss before income taxes was $3,413,000 against $2,973,000 for the same period last year. Annualized return on average assets was negative of 0.60% against negative of 0.61% for the same period last year. Annualized return on average equity was negative of 8.53% against negative of 8.74% for the same period last year. Book value per common share was $13.61 as on June 30, 2009 against $14.28 as on December 31, 2008.

Guaranty Federal Bancshares, Inc. Announces 2009 Financial Results

GUARANTY FEDERAL BANCSHARES INC Files SEC form 8-K, Change in Directors or Principal Officers, Financial Statements a

Guaranty Federal Bancshares, Inc. Announces Second Quarter 2009 Financial Results

Guaranty Federal Bancshares, Inc. Announces Third Quarter 2009 Financial Results

Guaranty Federal Bancshares, Inc. Announces 2009 Financial Results

GUARANTY FEDERAL BANCSHARES INC Files SEC form 8-K, Results of Operations and Financial Condition, Financial Statemen

Guaranty Federal Bancshares, Inc. Announces 2009 Financial Results

Guaranty Federal Bancshares, Inc. Announces First Quarter 2009 Financial Results

GUARANTY FEDERAL BANCSHARES INC Files SEC form 8-K, Results of Operations and Financial Condition, Financial Statemen

Guaranty Federal Bancshares, Inc. Announces Second Quarter 2009 Financial Results

GUARANTY FEDERAL BANCSHARES INC Files SEC form 10-Q, Quarterly Report

Guaranty Federal Bancshares, Inc. Announces Third Quarter 2009 Financial Results

GUARANTY FEDERAL BANCSHARES INC Files SEC form 10-Q, Quarterly Report

GUARANTY FEDERAL BANCSHARES INC Files SEC form 8-K, Results of Operations and Financial Condition, Financial Statemen

GUARANTY FEDERAL BANCSHARES INC Files SEC form 10-Q, Quarterly Report

GUARANTY FEDERAL BANCSHARES INC Files SEC form 8-K, Results of Operations and Financial Condition, Financial Statemen