CRMZ Creditriskmonitor.com Inc. featured news, full reports, and detailed charts
Creditriskmonitor.com Inc. (CRMZ/CRMZ.OB) Wrap Up:
CreditRiskMonitor.com, Inc. operates as an Internet-based publisher of financial information to serve corporate credit professionals in the United States. The company provides an interactive business-to-business Internet-based service designed for publishing detailed financial statements, ratio analysis and trend reports, peer analyses, default scores, company background information, and Moody’s Investors Service (Moody’s) and Standard & Poor’s (S&P) ratings. It also offers commercial credit reports covering public companies worldwide; and trade payment data and public filings, including suits, liens, judgments, and bankruptcy information. In addition, the company provides news monitoring se...www.creditriskmonitor.com
50 Employees
Founded in 1977
Creditriskmonitor.com Inc. (CRMZ:OTC Bulletin Board Market)
LAST $3.50 USD
CHANGE TODAY 0.00 0.00%
VOLUME 1.0K
As of 10:43 AM 11/20/09 All times are local (Market data by Reuters is delayed by at least 15 minutes).
Snapshot of Creditriskmonitor.com Inc. (CRMZ)
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OPEN
$3.50
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PREVIOUS CLOSE
$3.50
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DAY HIGH
$3.50
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DAY LOW
$3.50
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52 WEEK HIGH
11/18/09 - $3.50
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52 WEEK LOW
01/8/09 - $0.83
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MARKET CAP
27.5M
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AVERAGE VOLUME 3 mo
409.0
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DILUTED EPS TTM
$0.08
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SHARES OUTSTANDING
7.8M
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CRMZ Does Not Pay Dividends
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P/E TTM
44.7x
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CRMZ Top Compensated Officers
Mr. Jerome S. Flum
Executive Chairman and Chief Executive Office...
Age: 68
Total Annual Compensation: $228.7K
Mr. William B. Danner
President and Chief Operating Officer
Age: 53
Total Annual Compensation: $209.2K
Mr. Lawrence Fensterstock
Chief Financial Officer, Senior Vice Presiden...
Age: 58
Total Annual Compensation: $329.8K
Executives, Board Directors
Compensation as of Fiscal Year 2008.
Key developments for Creditriskmonitor.com Inc. (CRMZ)
Creditriskmonitor.com Inc. Reports Earnings Results for the Third Quarter and Nine Months Ended September 30, 2009
11/3/2009
Creditriskmonitor.com Inc. reported earnings results for the third quarter and nine months ended September 30, 2009. For the quarter, the company reported net income of $406,501 or $0.05 per basic and diluted share on operating revenues of $2,052,310 against net income of $113,085 or $0.01 per basic and diluted share on operating revenues of $1,493,498 in the same period of last year. Income from operations was $404,957,000 against $107,224,000 in the same period of last year. Income before income taxes was $407,521,000 against $113,965,000 in the same period of last year. For the nine months ended September 30, 2009, the company reported net income of $425,929 or $0.05 per basic and diluted share on operating revenues of $5,717,872 against net income of $173,334 or $0.02 per basic and diluted share on operating revenues of $4,263,138 in the same period of last year. Income from operations was $416,535,000 against $146,139,000 in the same period of last year. Income before income taxes was $429,442,000 against $176,571,000 in the same period of last year. Return on net worth was 46% against 15% in the same period of last year.
Creditriskmonitor.com Inc. Reports Unaudited Earnings Results for the Second Quarter and Six Months Ended June 30, 2009
08/6/2009
Creditriskmonitor.com Inc. reported unaudited earnings results for the second quarter and six months ended June 30, 2009. For the second quarter, the company reported operating Revenue was $1,922,437 against $1,404,450 for the same period last year. Income from operations was $27,440 against $14,739 for the same period last year. Income before income taxes was $15,234 against $20,949 for the same period last year. Net income was $14,204, or $0.00 per basic and diluted share against $20,482, or $0.00 per basic and diluted share for the same period last year. For the six months, the company reported operating Revenue was $3,665,563 against $2,769,640 for the same period last year. Income from operations was $11,578 against $38,916 for the same period last year. Income before income taxes was $21,921 against $62,607 for the same period last year. Net income was $19,428, or $0.00 per basic and diluted share against $60,250, or $0.01 per basic and diluted share for the same period last year.
Creditriskmonitor.com Inc. Reports Un-Audited Earnings Results for the First Quarter Ended March 31, 2009
04/30/2009
Creditriskmonitor.com Inc. reported un-audited earnings results for the first quarter ended March 31, 2009. For the quarter, the company reported net income of $5,224 on revenue of $1,743,125 compared to net income of $39,768 on revenue of $1,365,190 for the same period of last year. Loss from operations was $15,861 against income of $24,177 of prior year quarter. Other income was $22,548 versus $24,726 of previous year period. Income before income taxes was $6,687 against $41,658 of prior year period.
CRMZ Competitors
| Company | Last | Change | |
| No competitor information is available for CRMZ. | |||
| Market data is delayed at least 20 minutes. | |||
Industry Analysis
| Valuation | CRMZ | Industry Range |
| Price/Earnings | 44.0x |
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| Price/Sales | 3.9x |
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| Price/Book | 9.6x |
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| Price/Cash Flow | 38.0x |
Not meaningful
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| TEV/Sales | 3.1x |
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CRMZ |
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CRMZ transactions
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| No transactions in the last 6 months. | ||
More Recent News About Creditriskmonitor.com Inc.
More news for CRMZ
CREDITRISKMONITOR COM INC Financials
PERIOD ENDING30-Sep-0930-Jun-0931-Mar-0931-Dec-08Total Revenue2,052 1,922 1,743 1,610 Cost of Revenue519 565 500 417 Gross Profit1,533 1,357 1,243 1,192 Operating ExpensesResearch Development - - - - Selling General and Administrative1,102 1,305 1,235 1,072 Non Recurring - - - - Others27 25 24 24 Total Operating Expenses - - - - Operating Income or Loss405 27 (16)97 Income from Continuing OperationsTotal Other Income/Expenses Net - (12)23 103 Earnings Before Interest And Taxes408 15 7 199 Interest Expense0 0 - 0 Income Before Tax408 15 7 199 Income Tax Expense1 1 1 1 Minority Interest - - - - Net Income From Continuing Ops407 14 5 198 Non-recurring EventsDiscontinued Operations - - - - Extraordinary Items - - - - Effect Of Accounting Changes - - - ...Click here to read the whole Article (external link)
CREDITRISKMONITOR COM INC Files SEC form 10-Q, Quarterly Report
Item 2. Management's Discussion and Analysis of Financial Condition and Results of Operations BUSINESS ENVIRONMENT The continuing uncertainty in the worldwide financial system has negatively impacted general business conditions. It is possible that a weakening economy could adversely affect our clients' need for credit information, or even their solvency, but we cannot predict whether or to what extent this will occur. To the contrary, monthly bookings of new business subscriptions for first nine months of 2009 were the highest in the Company's history, supporting our belief that the need for credit information is non-cyclical (see discussion on "Non-cyclical" found on page 5 of our 2008 Form 10-K). The Company has invested most of its excess cash in debt instruments of the United States Government. All highly liquid investments with an original maturity of three months or less are considered cash equivalents, while those with maturities in excess of three months are reflected as marketable securities. As of September 30, 2009, the Company had $4.97 million in cash, cash equivalents, and marketable securities, an increase of $1.10 million from December 31, 2008, and an increase of $1.71 million from the cash and cash equivalents balance reported at September 30, 2008. The principal component of this net increase for the last nine months was the cash generated by operating activities of $1.25 million. The Company's cash generated by operating activities significantly exceeded its net income due primarily to the increase in deferred revenue. Additionally, the main component of current liabilities at September 30, 2009 is deferred revenue of $4.79 million, which should not require significant future cash outlay other than the cost of preparation and delivery of the applicable commercial credit reports which cost much less than the deferred revenue shown. The deferred revenue is recognized as income over the subscription term, which...Click here to read the whole Article (external link)
CREDITRISKMONITOR COM INC Files SEC form 8-K, Results of Operations and Financial Condition, Financial Statements and
Show all filings for CREDITRISKMONITOR COM INC | Request a Trial to NEW EDGAR Online Pro Form 8-K for CREDITRISKMONITOR COM INC 3-Nov-2009Results of Operations and Financial Condition, Financial Statements and Copyright © 2009 Yahoo! Inc. All rights reserved. Privacy Policy - Terms of Service - Copyright/IP Policy - Send Feedback SEC Filing data and information provided by EDGAR Online, Inc. (1-800-416-6651). All information p...Click here to read the whole Article (external link)
CREDITRISKMONITOR COM INC Files SEC form 10-Q, Quarterly Report
Item 2. Management's Discussion and Analysis of Financial Condition and Results of Operations BUSINESS ENVIRONMENT The continuing uncertainty in the worldwide financial system has negatively impacted general business conditions. It is possible that a weakening economy could adversely affect our clients' need for credit information, or even their solvency, but we cannot predict whether or to what extent this will occur. To the contrary, monthly bookings of new business subscriptions for first half of 2009 were the highest in the Company's history, supporting our belief that the need for credit information is non-cyclical (see discussion on "Non-cyclical" found on page 5 of our 2008 Form 10-K). The Company has invested most of its excess cash in debt instruments of the United States Government. All highly liquid investments with an original maturity of three months or less are considered cash equivalents, while those with maturities in excess of three months are reflected as marketable securities. As of June 30, 2009, the Company had $4.74 million in cash, cash equivalents, and marketable securities, an increase of $870,000 from December 31, 2008, and an increase of $1.51 million from the cash and cash equivalents balance reported at June 30, 2008. The principal component of this net increase for the last six months was the cash generated by operating activities of $979,000. The Company's cash generated by operating activities significantly exceeded its net income due primarily to the increase in deferred revenue. Additionally, the main component of current liabilities at June 30, 2009 is deferred revenue of $5.05 million, which should not require significant future cash outlay other than the cost of preparation and delivery of the applicable commercial credit reports which cost much less than the deferred revenue shown. The deferred revenue is recognized as income over the subscription term, which approximates twelve months. The ...Click here to read the whole Article (external link)
CREDITRISKMONITOR COM INC Files SEC form 10-Q, Quarterly Report
Item 2. Management's Discussion and Analysis of Financial Condition and Results of Operations BUSINESS ENVIRONMENT The continuing uncertainty in the worldwide financial system has negatively impacted general business conditions. It is possible that a weakening economy could adversely affect our clients' need for credit information, or even their solvency, but we cannot predict whether or to what extent this will occur. To the contrary, monthly bookings of new business subscriptions for first quarter of 2009 were the highest in the Company's history, supporting our belief that the need for credit information is non-cyclical (see discussion on "Non-cyclical" found on page 5 of our 2008 Form 10-K). The Company has invested some of its excess cash in debt instruments of the United States Government. All highly liquid investments with an original maturity of three months or less are considered cash equivalents, while those with maturities in excess of three months are reflected as marketable securities. As of March 31, 2009, the Company had $4.28 million in cash, cash equivalents, and marketable securities, an increase of $404,000 from December 31, 2008, and an increase of $1.06 million from the cash and cash equivalents balance reported at March 31, 2008. The principal component of this net increase for the last three months was the cash generated by operating activities of $418,000. The Company's cash generated by operating activities significantly exceeded its net income due primarily to the increase in deferred revenue. Additionally, the main component of current liabilities at March 31, 2009 is deferred revenue of $4.90 million, which should not require significant future cash outlay other than the cost of preparation and delivery of the applicable commercial credit reports which cost much less than the deferred revenue shown. The deferred revenue is recognized as income over the subscription term, which approximates twelve months. The Co...Click here to read the whole Article (external link)
CREDITRISKMONITOR COM INC Files SEC form 8-K, Results of Operations and Financial Condition, Financial Statements and
Show all filings for CREDITRISKMONITOR COM INC | Request a Trial to NEW EDGAR Online Pro Form 8-K for CREDITRISKMONITOR COM INC 30-Apr-2009Results of Operations and Financial Condition, Financial Statements and Copyright © 2009 Yahoo! Inc. All rights reserved. Privacy Policy - Terms of Service - Copyright/IP Policy - Send Feedback SEC Filing data and information provided by EDGAR Online, Inc. (1-800-416-6651). All information ...Click here to read the whole Article (external link)
CreditRiskMonitor Revenues up 28%
Expired Yahoo - Document Has Expired/iw/090430/0496459.html Options that might be of interest: Go to the Yahoo! home page. Go to the Yahoo! Finance home page. Go to the Yahoo! Loan Center. Go to the Yahoo! Insurance Center. Other resources: Message Boards - Stock Chat - Finance Clubs ...Click here to read the whole Article (external link)
CREDITRISKMONITOR COM INC Files SEC form 10-K, Annual Report
ITEM 7. MANAGEMENT'S DISCUSSION AND ANALYSIS OF FINANCIAL CONDITION AND RESULTS OF OPERATIONS. Business Environment The continuing uncertainty in the worldwide financial system has negatively impacted general business conditions. It is possible that a weakening economy could adversely affect our clients' need for credit information, or even their solvency, but we cannot predict whether or to what extent this will occur. To the contrary, monthly bookings of new business subscriptions for the fourth quarter of 2008 were the highest in the Company's history supporting our belief that the need for our credit information appears to be non-cyclical. Our strategic priorities and plans for 2009 will continue to build on the improvement initiatives underway to achieve sustainable, profitable growth. Global market conditions, however, may affect the level and timing of resources deployed in pursuit of these initiatives in 2009. Financial Condition, Liquidity and Capital Resources At December 31, 2008, the Company had cash and cash equivalents of $913,000 compared to $2.97 million at December 31, 2007. This decrease of over $2 million was the result of the Company investing excess cash funds at December 31, 2008 in U.S. Government intermediate bond funds which are classified for financial reporting purposes as trading securities. The Company had working capital (i.e., total current assets in excess of total current liabilities) of approximately $197,000 at December 31, 2008 compared to approximately $44,000 at December 31, 2007. The Company's current ratio (which measures a company's ability to meet its current obligations and is computed by dividing total current assets by total current liabilities) went from 1.01 at December 31, 2007 to 1.04 at December 31, 2008. Additionally, the main component of current liabilities at December 31, 2008 is deferred revenue of $4.39 million, which should not require significant future cash outlay other than the ...Click here to read the whole Article (external link)
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