Chino Commercial Bancorp announced unaudited consolidated earnings results for the third quarter and nine months ended September 30, 2009. For the quarter, the company reported net income of $95,080 or $0.13 per diluted share on net interest income of $1,015,974 against net income of $75,136 or $0.10 per diluted share on net interest income of $840,992 in the same period of last year. Total interest income was $1,306,405 against $1,074,269 in the same period of last year. Income before income tax expense was $108,602 against $389,705 in the same period of last year. Return on average equity was 6.16% against 5.19% in the same period of last year. Return on average assets was 0.39% against 0.40% in the same period of last year. For the nine months ended September 30, 2009, the company reported net income of $287,878 or $0.39 per diluted share on net interest income of $2,732,607 against net income of $263,012 or $0.35 per diluted share on net interest income of $2,626,051 in the same period of last year. Total interest income was $3,592,078 against $3,327,709 in the same period of last year. Income before income tax expense was $430,147 against $389,705 in the same period of last year. Return on average equity was 6.20% against 6.01% in the same period of last year. Return on average assets was 0.42% against 0.47% in the same period of last year. For the quarter ended September 30, 2009, the company announced the net charge offs to average loans was 0.01% against 0.18% in the same period of last year.

Chino Commercial Bancorp announced unaudited consolidated earnings results for the second quarter and six months ended June 30, 2009. For the quarter, the company reported net earnings of $73,529, a 49.8% reduction from $146,405 for the same quarter of 2008. The net earnings for the most recent quarter represent $0.10 per diluted share, as compared with $0.19 per diluted share from the same quarter last year. The company posted net interest income for the quarters ended June 30, 2009 and June 30, 2008 of $894,333 and $900,476, respectively. The company reported income before income tax expense of $105,244 compared to $229,510 for the same period last year. The company reported return on average equity of 4.76% and return on average assets of 0.32% compared to return on average equity of 10.07% and return on average assets of 0.80% for the same period last year. For the six months, the company reported profit was up 2.6% to $192,798 or $0.26 per diluted share as compared with net earnings of $187,876 or $0.25 per diluted share for the same period last year. For the six months ended June 30, the company posted net interest income of $1,716,633 and $1,785,061 for 2009 and 2008, respectively. Significant contributors to the decline in net interest income were the decreased interest on loans and increased interest on deposits. Loan interest decreased $27,254, or 2.7%, to $972,656 for second quarter of 2009 compared with the second quarter of 2008. The decline in interest income from loans was $120,352, or 6.1%, comparing the first half of 2009 with 2008. The company reported income before income tax expense of $105,244 compared to $229,510 for the same period last year. The company reported return on average equity of 6.22% and return on average assets of 0.44% compared to return on average equity of 6.42% and return on average assets of 0.50% for the same period last year.

Chino Commercial Bancorp, Annual General Meeting, May 28, 2009, at 17:30 Pacific Daylight. Location: Los Serranos Country Club, 15656 Yorba Avenue, Chino Hills, CA 91709,United States. Agenda: To elect eight persons to the Board of Directors to serve until the next Annual Meeting of Shareholders and until their successors are elected and have qualified; and to transact such other business as may properly come before the meeting and at any and all adjournments thereof.